Young people consider driving uninsured to save money

Young people consider driving uninsured to save money

Some young drivers are ignoring the legal requirement to have car insurance in order to save money, according to new research from the Motor Insurers' Bureau (MIB).

As part of its 'Gone in Seconds' awareness campaign to tackle uninsured driving in the UK, the organisation has released a short video in the style of a horror film to show the consequences if drivers are caught without car insurance.

In the MIB survey, over three quarters of 18-24 year olds admitted they feel peer pressure causing them to make decisions they later regret.

Young men were found to be more likely to buckle to social pressures, with 11% saying they take risks all the time, compared to 5% of young women. And when women do take risks, they are three times as likely to regret their decision compared to men.

Young people's attitudes towards risks are particularly alarming when it comes to road safety, MIB said.

One in four men and women aged 18-24 have considered not taking our car insurance in order to save money, and a third of men in the same age group admitted that they have have gone without insurance in order to cut costs.

When asked if they had ever got in a car with a friend who didn't have the correct car insurance, a fifth of young men (20%) and 11% of women said that they have and later regretted it.

Under UK law, you must have motor insurance to drive your vehicle on UK roads and third party insurance is the legal minimum.

MIB chief executive Ashton West commented: "We want to avoid millennials regretting their decisions particularly when it comes to taking a risk on car insurance. Our aim is to get young people talking to each other about the serious issue of uninsured driving. Our new video as part of our Gone in Seconds campaign aims to get their attention and at the same time highlights one of the consequences."

Watch the video at https://www.youtube.com/watch?v=_dN5Gr8-B-4.

Would you get in a car with someone who didn't have the right insurance?


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Posted 07 July 2017 by Jodie Salter

Tags: drivers, insurance, MIB, Motorists, young

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