Survey reveals the most common car insurance lies

Survey reveals the most common car insurance lies

A shockingly high number of motorists have bent the truth when applying for car insurance, according to a new survey by money-saving website VoucherCodesPro.
 

When asked 'Have you ever knowingly lied on your insurance application to keep the cost of the policy down?', as many as 84% admitted they had, the Plymouth Herald reports.
 
However, while a few untruths may result in a smaller premium, it's a false economy. If you have to make a claim, and the insurer discovers that you have lied in your application, they are within their rights to reject your claim and you could end up in court for insurance fraud.
 
What's more, you may harm your chances of being accepted for insurance in the future.
 
A separate study by GoCompare last month highlighted another practice that is considered fraud, with more than half (54%) of parents of young drivers saying that they have 'fronted', or would consider 'fronting', a car insurance policy for their children in order to get them lower premiums.
 
This involves the parent -- usually a more experienced driver -- indicating that they are the main driver of a vehicle which will most often be driven by a young or other high risk driver. But doing so invalidates the cover, meaning that anyone driving the vehicle would not be insured.
 
George Charles, spokesman for VoucherCodesPro, said: "Invalidating your insurance can leave you with a hefty bill if anything were to happen, never mind the legal implications.
 
"You might like the idea of saving yourself a small chunk of change, but if you ever need to call on your insurance and find you've invalidated it by lying, it's going to cost you far more in the long run."
 
Do you know anyone who has twisted the truth to get cheaper insurance?
 


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Posted 22 May 2017 by Jodie Salter

Tags: Car, GoCompare, insurance, motorists, VoucherCodesPro

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