Additional Van Insurance Cover


Legal Expenses Insurance

Legal Expenses Insurance

Geoffrey Insurance Services provides FREE legal protection on all car insurance policies. This provides up to £100,000 of legal protection per year along with a legal helpline for free legal advice in the event of an incident. We believe that it is an essential part of the cover that you need with your vehicle insurance and we are providing it to you free of charge.


Breakdown Cover

Breakdown Cover

We can cover your vehicle in the event of breakdown and get you back on the road with our roadside recovery service. There are six levels of cover that you can buy to tailor the policy to suit your needs and your budget. Price is on application and can be added at anytime:

Home Start Only

Vehicle age 0-10 years £25
Vehicle age 11+ years £35

Covers you if your van breaks down at or within a one mile radius of your home address. If it is not possible to start your van, we will tow your van, you and up to 6 passengers to the nearest garage from the scene of the breakdown.

UK Roadside Assistance and Local Recovery

Vehicle age 0-10 years £30
Vehicle age 11+ years £35

Covers you if your van breaks down away from home (more than one mile from your home address).  If it is not possible to start your van, we will tow your van, you and up to 6 passengers to the nearest garage or to your preferred destination within 20 miles from the scene of the breakdown.

UK Roadside Assistance, Local Recovery, and Home Start

Vehicle age 0-10 years £45
Vehicle age 11+ years £60

Covers you if your van breaks down anywhere in GB or Northern Ireland.  If it is not possible to start your van, we will tow your van, you and up to 6 passengers to the nearest garage or to your preferred destination within 20 miles from the scene of the breakdown.

UK Roadside Assistance, National Recovery, and Home Start

Vehicle age 0-10 years £60
Vehicle age 11+ years £75

Covers you if your van breaks down anywhere in GB or Northern Ireland.  If it is not possible to start your van, we will tow your van, you and up to 6 passengers to your home, to your final destination or to a preferred, closer destination.

UK Roadside Assistance, National Recovery, Home Start, & European Breakdown

Vehicle age 0-10 years £90
Vehicle age 11+ years £125

Covers you if your van breaks down anywhere in GB or Northern Ireland.  If it is not possible to start your van, we will tow your van, you and up to 6 passengers to your home, to your final destination or to a preferred, closer destination.   Additionally, if your van breaks down in anywhere in Europe and it is not possible to start your van, we will tow your van to a local garage for repair, during which time we will pay for alternative accommodation and transport.  If the van cannot be repaired within 48 hours, we will recover you, your van and up to 6 passengers to your UK home address.  European cover is provided in EU countries plus Albania, Belarus, Bosnia and Herzegovina, Croatia, Liechtenstein, Macedonia, Moldova, Monaco, Montenegro, Morocco, Norway, Serbia, Switzerland, Turkey (West of Bosphorus) and Vatican City.

European Trips

This cover is designed for anyone taking short trips to the EU for more than three days at any one time.

Please note: the motor breakdown recovery policy excludes claims made within the first 24 hours from the time the policy is purchased.


Guaranteed Hire Van

Guaranteed Hire Van

Guaranteed Hire Van

Guaranteed Hire Van - £35 a year

If your van is stolen and not recovered, declared a write off, and you have to make a claim, we will provide you with a hire van for up to 14 days. If your van is damaged (excluding windscreen damage), we will provide you with a van for up to 14 days while your van is being repaired by one of our recommended repairers. The van will be a Ford Transit Short Wheel Base (or equivalent) type van.

 


Business Legal Expenses Cover

Business Legal Expenses Cover

For £40 per year you would be entitled to up to £1,000,000 of legal cover with a limit of £100,000 per claim. Includes cover for professional costs and expenses incurred as a result of a number of factors that can affect a commercial entity such as employment, tax and contract disputes, attendance of jury service and data protection appeals . Also includes access to 24/7 business legal and debt counselling helplines.

What's Covered?   Indemnity Limits  
Employee Disputes Jury Service = £5,000
Bodily Injury Tax (aspect) = £2,000
Data Protection All other sections = £100,000
Prosecution Defence Aggregate limit = £1,000,000
Contract UK Only
Property Protection    
Tax Disputes    
Jury Service    
Excesses   Also...  
Tax (aspect) = £200 Legal Helpline
Employment = £250 Debt Counselling Helpline
Contract = £500    
All other sections = £Nil    

Keycare

Keycare

Geoffrey Insurance Services Keycare removes the pain from lost or stolen keys. Benefits include cover for replacement keys and locks, call out charges, up to three days vehicle hire and a 24 hour, 365 day helpline. The maximum you can claim in anyone policy year is £1,500. Covers any type of keys attached to a Geoffrey Insurance Services Keycare fob.


EU Cover

EU Cover

If you are off on your travels to Europe and plan to take your car, make sure you have the right level of insurance in place. With a Geoffrey Insurance Services policy you are automatically covered for driving in the EU for third party claims and for the same level of cover as your main UK cover for any trip of up to 3 days. You can purchase additional cover (at anytime) for longer trips or for annual cover for all trips of up to 90 days in anyone year in total to give you extended cover.


Enhanced Personal Accident Cover

Enhanced Personal Accident Cover

For £24 a year, up to £100,000 would be payable if you or a named driver were to die or suffer a serious injury, such as a loss of limbs or eyes, as a result of an accident whilst driving the insured vehicle. You would also be entitled to £400 for each day of hospitalisation following an accident whilst driving the insured vehicle.


No Claims Discount Protection

No Claims Discount Protection

Protected No Claims Discount

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.
No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. For more information about how protected no claims discount works, please click here.


Cancellation

Cancellation

During the cooling off period a full refund is available, as long as you have not made a claim during this period, on additional cover that is taken out. After this time policy upgrades are non-refundable (except for EU Cover which is subject to a refund if cancelled before you travel in the EU), even if you cancel your Geoffrey Insurance Services insurance policy.

TO ADD ANY OF THESE BENEFITS TO YOUR POLICY, PLEASE CALL 01227 284848