Fees and Charges

Car insurance fees and charges:

Cancellation Fees

For cancellation fees, click here

Other Fees

Geoffrey Insurance Services will also charge a fee in the following circumstances:

  • Mid-term adjustment to the policy - £25
  • Failed payment fee of £20 (charge is not limited to direct debit payments)

Monthly Instalments

If you decide to pay for your premium by monthly instalments, the following interest rates will apply:

  • Annual Percentage Rate of Charge (APR) at 26.90%

Interest is calculated at the start of the Agreement and is applied equally over all instalments.

Additional Cover

We will not refund payments for additional cover if your Geoffrey Insurance Services insurance policy is cancelled. Additional cover includes:

  • Motor Legal Protection
  • Breakdown Cover
  • Guaranteed Replacement Car
  • Keycare
  • No Claims Discount cover

If we cancel your policy

In certain circumstances (including the event that you fail to pay your premium on time), we may cancel your policy. You will be given a 10 day notice period before cancellation and we will tell you why the insurance has been cancelled. We will refund any premium due to you after deducting any cancellation fees, providing no claims have been made. If you’ve made a claim or had an incident which may lead to a claim, the full premium will become payable.