Optional Extras

Additional Cover Options Levels of Cover
Legal Expenses InsuranceMotor Legal Expenses Insurance Up to £100,000 of cover
Breakdown CoverBreakdown Cover Four options available
Guaranteed Hire CarGuaranteed Hire Car Guaranteed Hire Car
Guaranteed Hire Car Plus
KeycareKeycare Keycare Fob

Protected No Claims Discount
No Claims Discount Cover

Protected No Claims Discount

Motor Legal Expenses

This provides up to £100,000 of legal protection per year along with a legal helpline for free legal advice in the event of an incident. 

Breakdown Cover

We can cover your vehicle in the event of breakdown and get you back on the road with our roadside recovery service. There are four levels of cover starting from £29 that you can buy to tailor the policy to suit your needs and your budget. 

Guaranteed Replacement Car

If your vehicle, is stolen and not recovered, declared a write off, and you have to make a claim, we will provide you with a hire vehicle for up to 28 days. If your vehicle is damaged (excluding windscreen damage), we will provide you with a vehicle for up to 28 days while yours is being repaired by one of our recommended repairers. Cover provides a small hatchback, typically with a 1 litre engine.

Guaranteed Hire Car Plus

This level provides a like-for-like size car for 60 days or up to £100 cash alternative.

Please note: If you have a provisional driving licence this add on is not suitable for you as you are not eligible to drive a hire car.


Geoffrey Insurance Services Keycare removes the pain from lost or stolen keys. Benefits include cover for replacement keys and locks, call out charges, up to three days vehicle hire and a 24 hour, 365 day helpline. The maximum you can claim in anyone policy year is £1,500. Covers any type of keys attached to a Geoffrey Insurance Services Keycare fob. For more information please read the Keycare membership guide.

No Claims Discount Protection

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. For more information about how protected no claims discount works, please click here.


Please refer to your policy documentation for cancellation terms or refer to our Amend and Cancel Policy page for more information.