UK contact centre

Motor 0808 196 1526 | Pet 01227 284933

Optional Extras

For all policy reference numbers starting DRCAR, DRCMV or 93XXXXXXX.XX:-

Additional Cover Options Levels of Cover Price
Legal Expenses Insurance Legal Expenses Insurance Up to £100,000 of cover

Included free of charge

Breakdown CoverBreakdown Cover Five options available Prices start from £25
Guaranteed Hire CarGuaranteed Hire Car Guaranteed Hire Car
Guaranteed Hire Car Plus
£20 per annum
£35 per annum
KeycareKeycare Keycare Fob £15 per annum
£10 per annum
Increased Personal Accident BenefitsIncreased Personal Accident Benefits Up to £100,000 of cover £24 per annum

EU Insurance Cover
EU Insurance Cover

EU cover £10 for one week £15 for two weeks £35 per annum

EU Insurance Cover
European Breakdown Cover

Breakdown Cover in the EU

£25 for one week
£35 for two weeks
From £90 per annum

Protected No Claims Discount
No Claims Discount Cover

Protected No Claims Discount

On Application
Add at Start of Policy Only

For all policy reference numbers starting DRCAR, DRCMV or 93XXXXXXX.XX:-

Legal Expenses Insurance

Geoffrey Insurance Services provides FREE legal protection on all motor insurance policies. This provides up to £100,000 of legal protection per year along with a legal helpline for free legal advice in the event of an incident. We believe that it is an essential part of the cover that you need with your vehicle insurance and we are providing it to you free of charge.

Breakdown Cover

We can cover your vehicle in the event of breakdown and get you back on the road with our roadside recovery service. There are six levels of cover that you can buy to tailor the policy to suit your needs and your budget. Price is on application and can be added at anytime.

Home Start Only

Vehicle age 0-10 years £25

Vehicle age 11+ years £35

Covers you if your vehicle breaks down at or within a one mile radius of your home address. If it is not possible to start your vehicle, we will tow your vehicle, you and up to 6 passengers to the nearest garage from the scene of the breakdown.

UK Roadside Assistance and Local Recovery

Vehicle age 0-10 years £30

Vehicle age 11+ years £35

Covers you if your vehicle breaks down away from home (more than one mile from your home address).  If it is not possible to start your vehicle, we will tow your vehicle,, you and up to 6 passengers to the nearest garage or to your preferred destination within 20 miles from the scene of the breakdown.

UK Roadside Assistance, Local Recovery, and Home Start

Vehicle age 0-10 years £45

Vehicle age 11+ years £60

Covers you if your vehicle breaks down anywhere in GB or Northern Ireland.  If it is not possible to start your vehicle, we will tow your vehicle, you and up to 6 passengers to the nearest garage or to your preferred destination within 20 miles from the scene of the breakdown.

UK Roadside Assistance, National Recovery, and Home Start

Vehicle age 0-10 years £60

Vehicle age 11+ years £75

Covers you if your vehicle breaks down anywhere in GB or Northern Ireland.  If it is not possible to start your vehicle, we will tow your vehicle, you and up to 6 passengers to your home, to your final destination or to a preferred, closer destination.

UK Roadside Assistance, National Recovery, Home Start, & European Breakdown

Vehicle age 0-10 years £90

Vehicle age 11+ years £125

Covers you if your car breaks down anywhere in GB or Northern Ireland.  If it is not possible to start your vehicle, we will tow your vehicle, you and up to 6 passengers to your home, to your final destination or to a preferred, closer destination.  Additionally, if your vehicle breaks down in anywhere in Europe and it is not possible to start your vehicle, we will tow your car to a local garage for repair, during which time we will pay for alternative accommodation and transport.  If the car cannot be repaired within 48 hours, we will recover you, your car and up to 6 passengers to your UK home address.  European cover is provided in EU countries plus Albania, Belarus, Bosnia and Herzegovina, Croatia, Liechtenstein, Macedonia, Moldova, Monaco, Montenegro, Morocco, Norway, Serbia, Switzerland, Turkey (West of Bosphorus). and Vatican City.

European Trips

This cover is designed for anyone taking short trips to the EU for more than three days at any one time.

Please note: the motor breakdown recovery policy excludes claims made within the first 24 hours from the time the policy is purchased.

Guaranteed Hire Vehicle

If your vehicle, is stolen and not recovered, declared a write off, and you have to make a claim, we will provide you with a hire vehicle for up to 14 days. If your vehicle is damaged (excluding windscreen damage), we will provide you with a vehicle for up to 14 days while yours is being repaired by one of our recommended repairers.

Replacement cars will be a small class ‘A’ vehicle (such as a Peugeot 107).

Replacement vans will be a Ford Transit Short Wheel Base (or equivalent).

Guaranteed Hire Car Plus

This provides you with the same cover as Guaranteed Hire Car but the car will be a 4-door family saloon. 

Please note: If you have a provisional driving licence this add on is not suitable for you as you are not eligible to drive a hire car.

Business Legal Expenses Cover

Entitles you to up to £1,000,000 of legal cover with a limit of £100,000 per claim. Includes cover for professional costs and expenses incurred as a result of a number of factors that can affect a commercial entity such as employment, tax and contract disputes, attendance of jury service and data protection appeals. Also includes access to 24/7 business legal and debt counselling helplines.

Keycare

Geoffrey Insurance Services Keycare removes the pain from lost or stolen keys. Benefits include cover for replacement keys and locks, call out charges, up to three days vehicle hire and a 24 hour, 365 day helpline. The maximum you can claim in anyone policy year is £1,500. Covers any type of keys attached to a Geoffrey Insurance Services Keycare fob.

EU Cover

If you are off on your travels to Europe and plan to take your car, make sure you have the right level of insurance in place. With a Geoffrey Insurance Services policy you are automatically covered for driving in the EU for third party claims and for the same level of cover as your main UK cover for any trip of up to 3 days. You can purchase additional cover (at anytime) for longer trips or for annual cover for all trips of up to 90 days in anyone year in total to give you extended cover.

Increased Personal Accident Cover

For £24 a year, up to £30,000 would be payable if you were to die or suffer a serious injury, such as a loss of limbs or eyes, as a result of an accident anywhere in the world. You would also be entitled to £50 for each day of hospitalisation following an accident up to a maximum of £4,000 per accident. For each out-patient visit following discharge from a hospitalisation, you will be paid £50 per visit up to £300 per accident.

No Claims Discount Protection

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. For more information about how protected no claims discount works, please click here.

Cancellation

During the cooling off period a full refund is available, as long as you have not made a claim during this period, on additional cover that is taken out. After this time policy upgrades are non-refundable (except for EU Cover which is subject to a refund if cancelled before you travel in the EU), even if you cancel your Geoffrey Insurance Services insurance policy.

For all policy reference numbers starting 13XXXXXXX.XX:-

Additional Cover Options Levels of Cover Price

Motor Legal ProtectionMotor Legal Protection

Up to £100,000 of cover £28.50

Breakdown CoverBreakdown Cover

Six options available Prices start from £30

Guaranteed Replacement CarGuaranteed Replacement Car

Guaranteed Replacement Car
Guaranteed Replacement Car Plus
£20 per annum
£35 per annum

KeycareKeycare

Keycare Fob £15 per annum

Personal Accident CoverPersonal Accident Cover

Up to £30,000 of cover £24 per annum

No Claims Discount CoverNo Claims Discount Cover

Protected No Claims Discount

On Application

Add at Start of Policy Only

For all policy reference numbers starting 13XXXXXXX.XX:-

Motor Legal Expenses

This provides up to £100,000 of legal protection per year along with a legal helpline for free legal advice in the event of an incident. 

Breakdown Cover

We can cover your vehicle in the event of breakdown and get you back on the road with our roadside recovery service. There are six levels of cover that you can buy to tailor the policy to suit your needs and your budget. 

Guaranteed Replacement Car

If your vehicle, is stolen and not recovered, declared a write off, and you have to make a claim, we will provide you with a hire vehicle for up to 28 days. If your vehicle is damaged (excluding windscreen damage), we will provide you with a vehicle for up to 28 days while yours is being repaired by one of our recommended repairers.

Replacement cars will be a small class ‘A’ vehicle (such as a Peugeot 107).

Replacement vans will be a Ford Transit Short Wheel Base (or equivalent).

Guaranteed Hire Car Plus

This level provides a like-for-like size car for 60 days or up to £100 cash alternative.

Please note: If you have a provisional driving licence this add on is not suitable for you as you are not eligible to drive a hire car.

Keycare

Geoffrey Insurance Services Keycare removes the pain from lost or stolen keys. Benefits include cover for replacement keys and locks, call out charges, up to three days vehicle hire and a 24 hour, 365 day helpline. The maximum you can claim in anyone policy year is £1,500. Covers any type of keys attached to a Geoffrey Insurance Services Keycare fob.

Personal Accident Cover

For £24 a year, up to £30,000 would be payable if you or a named driver were to die or suffer a serious injury, such as a loss of limbs or eyes, as a result of an accident whilst driving the insured vehicle. You would also be entitled to £50 for each day of hospitalisation following an accident whilst driving the insured vehicle up to a maximum of £4,000 per accident. For each out-patient visit following discharge from a hospitalisation, you will be paid £50 per visit up to £300 per accident.

No Claims Discount Protection

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. For more information about how protected no claims discount works, please click here.

Cancellation

Please refer to your policy documentation for cancellation terms or refer to our Amend and Cancel Policy page for more information.